Phones, TVs and home appliances, paid from your salary
Shop now and spread the cost over 3 to 12 months. You see the monthly amount and the total you repay before you commit.
- Employer not a partner yet?
- Join the waitlist and we will tell you when financing opens for you.

How Smart Rafiki works
Pay over 3 to 12 months
Employees of our partner employers repay from their salary, in fixed monthly amounts.
The full cost, up front
Every plan shows the monthly amount and the total you repay side by side, before you commit.
Genuine products
We sell through verified dealers only, so what arrives is what you ordered.